S1 Business Banking delivers your micro- to mid-market business banking customers the online tools that enable them to manage their money quickly and effectively. With S1 Business Banking, you can offer product packages that can satisfy an array of business customer segments - from those who desire a more personal small business banking experience to those who demand a robust cash management system. Intuitive screen flows maximize clicks to reduce time and effort and to give customers access to online services whenever and wherever they want. Your customers gain the information they require to help conduct their businesses successfully and to view your institution as a trusted financial partner.

Account management and enhanced reporting: presents your customers with a 360° view of their financial picture by delivering at-glance views of all account, payment, transfer, and check activities. Information is right at your customer's fingertips with account aggregation and personal finance management tools to categorize activities, reconcile transactions, and view net worth information. Customers can access the level of detail they require for current day, prior day, and historic data on deposit, loan, investment, and credit card accounts. They can generate enhanced reports featuring multi-search and customization capabilities and BAI data support. Banks also have the ability to provide back-office generated reports with S1 Enterprise's special reports feature.

Payments: whether your customers want to create one-to-many and many-to-one account transfers, domestic and international wire transfers, bill payments, ACH payments such as direct deposit, federal and state tax payments, represent check, and child support, S1 Business Banking offers simple workflows with easy-to-understand terminology. Users can access quick-view summary screens to view status of pending, recurring, and past payments and transfers. They can set up templates, recurring payments, and manage payees.

Self-service features: your customers can access a wide range of features that will give them control and enhance their banking experience: open new accounts online, report lost cards, reset passwords, stop payments, reorder checks, request check copies, and create alerts.

Foreign Exchange: adds fully-automated, self-service foreign exchange functionality to your online solution. The S1 Enterprise Foreign Exchange module allows businesses to purchase and sell foreign currencies and then settle the payment seamlessly via a wire transfer, drafts, or cash letters through spot, forward, same-day and next-day transactions - without ever leaving their desks and gives your customers real-time rates through a click of a button. These modules include template creation for repetitive wire payments, report generation, flexible user-level entitlements, and limit setting and configurable alerts.

Advanced technology: S1 Business Banking is built on the S1 Enterprise Platform that enables your financial institution to integrate services and information across multiple delivery channels, including the branch, call center, telephone, and the Internet.

Security: The S1 Enterprise Platform supports an enterprise authentication framework which provides maximum flexibility to implement a spectrum of authentication options and to integrate cleanly with third-party solutions.

Common bank administration tool: S1 Enterprise Application Manager is the workhorse behind the scenes of S1 Personal Banking, S1 Business Banking, and S1 Corporate Banking. It enables your customer services representatives, marketing personnel and system administrators to seamlessly manage your Internet products and to market and service customers. S1 Enterprise Application Manager includes the ability to perform on-behalf of transactions, set up and manage marketing campaigns, manage bank branding, customize affiliate bank parameters, generate system reports, set up companies, and much more.