To drive online adoption and to service existing customers, today's financial institutions must invest in an online retail banking solution that delivers a 360° view of the customer's financial picture. S1 Personal Banking delivers personal finance management, electronic bill payment and presentment, account aggregation, external account transfers, alerts and reminders, online self-service tools, and more. The S1 Personal Banking user interface has been carefully designed and rigorously tested for ease of use and visual appeal to ensure a satisfying customer experience. Give customers a reason to come back to your institution as a trusted financial partner.

Features

S1 Personal Banking gives your customers a total financial view by delivering market-leading functionality for unparalleled control over their accounts, including:

• Personal financial management: sophisticated tools to entice and retain your high-worth customers, including transaction categorization and reporting, integrated account aggregation, interaction with Intuitīs Quicken and QuickBooks and Microsoft Money, and the ability to access a consolidated view of their net worth.
• Electronic statements: you choose the type of statements you want to deliver - text, image, or PDF and your customers gain by having a self-service mechanism to access historical account information and the choice to opt out of paper statements to eliminate the cost of mailing for your financial organization.
• Bill payment and presentment: allows your customers to quickly make multiple payments from one screen, schedule recurring payments, manage payees, view payment status, view an invoice image, view HTML bill details, access bill payment history, and initiate payment.
• Self-service features: your customers can access a wide range of features that will give them control and enhance their banking experience: open new accounts online, report lost cards, reset passwords, stop payments, reorder checks, request check copies, and create alerts.
• Other features include: check register view with check imaging, account aggregation, external transfers, download to PC accounting packages, and custom search capabilities.
• Advanced technology: S1 Personal Banking is built on the S1 Enterprise Platform that enables your financial institution to integrate services and information across multiple delivery channels including the branch, call center, telephone, and the Internet.
• Security: The S1 Enterprise Platform supports an enterprise authentication framework which provides maximum flexibility to implement a spectrum of authentication options and to integrate cleanly with third-party vendors solutions.
• Common bank administration tool: S1 Enterprise Application Manager is the workhorse behind the scenes of S1 Personal Banking, S1 Business Banking, and S1 Corporate Banking. It enables your customer services representatives, marketing personnel and system administrators to seamlessly manage your Internet products and to market and service customers. S1 Enterprise Application Manager includes the ability to perform on-behalf of transactions, set up and manage marketing campaigns, manage bank branding, customize affiliate bank parameters, generate system reports, set up companies, and much more.